> For the complete documentation index, see [llms.txt](https://developers.usetoggle.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developers.usetoggle.com/key-concepts/overview/tender-vs-discount.md).

# Tender vs Discount

**What is Tender vs Discount?**

Within Toggle we have the ability to store the gift card value as;

* Discount (i.e. The client runs a promo giving everyone £5 voucher to come in and spend)
* Tender (i.e. The guest purchases a gift card)
* A mixture of both (i.e. Black Friday offer, buy £10 and get £5 topped up - would give you a £15 gift card loaded with £10 tender, and £5 discount)

Because VAT is payable on redemption, and not sale (as we don't know what the gift card will be used on at point of gift card purchase)  - we expose this to the platform making the purchase so they can decide how to 

Within a Query, can you add the `ValueSplit` field, and this will return the Tender and Discount value associated to the card. In most cases, this will show all the value in 1 of these - but there are some scenarios where the value of the card is split across both.

```graphql
mutation CreateBalanceAdjustment {
    createBalanceAdjustment(
        currency: "GBP"
        value: -1000
        merchant_id: 26
        card_reference: "6301190019990640662"
        merchant_transaction_reference: "ABC-DEF-001"
    ) {
        value
        ValueSplit {
            tender
            discount
        }
    }
}
```

So the response to the above would return the below;

```graphql
    "data": {
        "createBalanceAdjustment": {
            "value": -1000,
            "ValueSplit": {
                "tender": -750,
                "discount": -250
            }
        }
    }
```

Which tells me that the card has been adjusted by 1000 (£10) balance, of which is split 750 tender and 250 discount. When applying the balance adjustment to the check, we'd ask that you apply the `ValueSplit.discount` as Discount (which is not VAT payable) and the `ValueSplit.tender` Tender as a tender payment (VAT payable).  This ultimately helps our mutual clients accurately report on how much VAT is payable.

If only a proportion of the gift card is redeemed, and it has a split value - Toggle will always take discount off a gift card before Tender.

You can [read more about VAT and gift cards on our guide here >](http://academy.usetoggle.com/en/articles/2877920-vat-on-gift-cards)


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